Payday Loans: Suggestions On The Way To Utilize Them

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When you are in a situation where you stand thinking about taking out a payday loan you are not by yourself. A payday loan could be a great thing, if you utilize them appropriately. To be certain, you have all the details you must be successful in the pay day loan process you need to look at the post under.

Because pay day loans tend to be approved inside a day, you should not jump on the initial on the web cash advance company you stumble throughout. Various companies have distinct interest levels, costs, and stipulations. Make sure you investigate, and surfing the web to find the best possible business for you.

Though the fee for taking out a cash advance is just not affordable, it only brings about sizeable issue when you do not pay the loan rear promptly. Even with heavens-high rates of interest, standard online payday loans are expected in 1 or 2 several weeks. This may not give lots of time for large levels of curiosity to collect. If you cannot afford to pay for the personal loan back time, even so, the attention turns into a large, high-priced difficulty.

Will not attempt to hide from cash advance service providers, if come upon personal debt. Payday advance service providers often make use of frightening financial debt collectors, that will harass you and your family, in the event you don’t payback the loan soon enough. So, in the event you can’t repay your pay day loan completely on the arranged payback date, you should make contact with the pay day loan company, and make a deal an extension.

Pay day loans are generally because of inside of 14 times of getting the loan. You might be offered an alternative either to look at the business office to get the check you published and spend the money for loan off of or permit the pay day loan office to publish the verify you published to the banking institution for transaction.

Do not rely on payday cash loans to finance how you live. Payday loans are pricey, so they ought to simply be useful for emergency situations. Pay day loans are just created to assist you to pay for unexpected medical monthly bills, hire obligations or food shopping, when you hang on for your next monthly paycheck through your boss.

Never ever acquire a lot more than it is possible to pay back. You have probably heard this about bank cards or some other personal loans. Although in terms of payday cash loans, these suggestions is a lot more significant. If you know you may spend it back again right away, you can steer clear of a lot of costs that typically include these sorts of lending options.

You need to discover how much time you must shell out the loan back. Occasionally, you will end up billed yet another fee if you do not help make your obligations over time. Some finance companies will charge ridiculously substantial invisible fees if you fail to shell out your loan back again on time.

When you get a good cash advance company, stick to them. Make it your goal to construct a history of successful loans, and repayments. As a result, you might turn out to be qualified to receive greater loans in the foreseeable future with this particular organization. They may be much more eager to work with you, in times of true have a problem.

Do not imagine you are able to avoid paying back a pay day loan by shutting the checking account your check out was composed on. Carrying out that could build a scenario where you could be held responsible for very high fees and curiosity. And also acquiring you into authorized problems, and a lot more expense.

Even though the aim of a payday advance is to obtain funds in a hurry, don’t dash your self with the documents. Look at the conditions and terms in the personal loan very carefully. The penalties for non-transaction of this kind of loan may be exceedingly severe. It’s crucial that you understand your monetary commitments and truly feel comfortable that you could accomplish them before making a responsibility.

Consider simply how much you seriously have to have the dollars you are contemplating borrowing. Should it be an issue that could hold out till you have the cash to purchase, use it off. You will probably find that payday loans will not be a cost-effective solution to invest in a huge Tv set for any football game. Reduce your borrowing through these lenders to crisis conditions.

When financial tension attacks, you may barely imagine everything else. Hopefully, you might have located some answers inside the article you just study, now determine a cash advance may be the remedy you want. Getting away from a monetary scenario calls for quick and clever thinking as well as the selections you will be making may have a massive effect on your way of life.

The Lawyer Business Coach: Humor Means Health! Are Lawyers ‘Legal Eagles’ Or ‘Legal Beagles’?

Yes, I’m a lawyer. Please don’t hold it against me. Many people don’t like lawyers. They say they seldom return phone calls. Others complain that they charge too much money. Many say they don’t speak plain English, and instead speak what is sometimes called ‘legal gobbledegook.’ Some even think lawyers are all crooks.

Many people think lawyers should be eliminated altogether. But America loves lawyers. We have more lawyers, per capita here, than any other nation in the world. When I passed the bar and started law practice, the registration number I was assigned was 2,386. That’s how many lawyers there were in Colorado, USA. If I were to tell you how many Colorado lawyers there are today you wouldn’t believe me and you would think I was lying. By the way, you do know how to tell if a lawyer is lying don’t you? If his mouth is moving.

Again, many people think lawyers should be eliminated altogether. Shakespeare, in Hamlet, has the line, “The first order of business should be to kill all the lawyers.” Heaven forbid! Pogo, our cartoon philosopher friend, gave us an alternative: “Let’s just shorten their legal pads.” This sounds like a much more realistic idea to me. Doesn’t it to you too?

I write different types of articles: business, spiritual, and human development. I call myself ‘The Lawyer Business Coach,’ and ‘The Gospel Coach.’ Most people can understand me writing law-business articles. But many can’t understand me writing spiritual articles. I’ve had people say, “How can you be a lawyer, and a Christian too? Isn’t that a contradiction in terms?”

At a funeral service the minister said, “Here lies a lawyer, and a good Christian man.” One fellow asked the minister: “Did they bury two men in the same grave?” But, yes, I do write spiritual articles. My focus is living daily life in the power of the finished work of the gospel of Jesus.

My purpose in these humor articles is simply to give you a greater fondness for us lawyers. Maybe just a greater tolerance for us? Take your pick. Don’t forget to hug your lawyer today. On second thought, maybe that’s not such a good idea. Ignore that counsel.

Remember, lawyers are people too. Well, at least most of us. And at least most of the time. Whichever is greater. Or least. Or perhaps both.

Those Legal EAGLES (or is that ‘BEAGLES’?)

Lawyers are the legal eagles of society! We are the custodians of liberty!! We are the protectors of the people!!! We are the stalwarts of justice!!!! We are the upholders of the Constitution!!!!! And if you believe this, then I also have some ocean-front property in Denver, Colorado I want to sell you too.

We all know what an eagle is. It’s a large, gorgeous, strong bird that is the symbol of America herself. We lawyers like to consider ourselves legal eagles. We also all know what beagles are. It is defined as a dog who is a small hound, with a smooth, lavish coat, short legs and drooping ears. They also have a wide throat, and produce a deep growl or fierce bark. This describes a lot of lawyers I know.

It’s Hard For Lawyers To Stay Motivated

It’s especially hard for us lawyers to stay motivated because of all the negative lawyer jokes we hear all the time. I wish people would go back to Pollock jokes. But then I’m not so sure about this either, because Sir Frederick Pollock was a famous English lawyer barrister, and jurist.

I feed myself this stuff because it’s so hard for us lawyers to stay motivated. That is, unless we are suing someone. Why? Because we lawyers are the most enthusiastically negative people in the world. But it’s not without cause.

In defense of lawyers (most of whom need a lot of defense), do you have any idea how difficult it is to stay motivated, enthusiastic, or ‘up’ when you face one negative person or situation after another, hour after hour, all day long?

Law offices are negative, because they consist of lawyers. Also, a lawyers’ secretary is often down in the bumps because of her boss. After all, how would you feel if you were a legal secretary and you were ready to leave work for the day. You pop your head into your bosses’ office and say, “Hey boss, have a good day!” He snarls back at you: “Don’t tell ME what to do!”

That’s how it is in most lawyers’ offices. Wouldn’t this negative atmosphere rub off on you too if you had to work in it constantly?

Of course, clients are usually negative because of the things they are facing – criminal matters, traffic violations, divorces, bankruptcies, corporate problems, contract breeches, and many, many other types of things. When you’re a lawyer, you must handle those negative clients – and then fight with other lawyers and judges on top of that.

At the end of the case you often have to fight your client to collect your fee. Especially if you lose! What a business. It is no wonder lawyers are negative people.

Practicing law is a lot like practicing prostitution. In both cases, the value of services rendered drastically declines – once those services have been performed. It’s because clients don’t like to pay once services have been performed that makes many lawyers collect their fees in advance.

So, we lawyers spend all of our days fighting with everyone we come into contact with. Then we spend our nights worried about the next day’s activities. And you thought being a lawyer was just a lot of fun and games, didn’t you?

Mesothelioma Litigation Lawyers – What Questions Will The Lawyer Ask During The First Meeting

When a client goes to see a lawyer, there are some specific things that the lawyer will want to know and will subject the client in a line of questioning; the first interview is usually the crucial interview. This is because this is the meeting that will determine if the lawyer will represent the client or not. So the lawyer will want to know why the client needs the services of a lawyer. The reason why the want to know why the client needs their services, is to enable them evaluate the matter and see if they are going to represent them or not. In cases where the client cannot be represented by a particular lawyer, they are forwarded to a more appropriate lawyer who will be able to handle his or her legal matters.

Another common question that lawyers ask clients at a first meeting is if the client has seen other lawyers before. If other lawyers have been hired to represent the client the lawyer will want to know why their services to the client were terminated. They will also want to know if there were other lawyers so that the lawyer can be able to work with other lawyers. The other lawyers that have worked with the client could have unraveled matter about the case that could help the current lawyer who has been assigned to the case.

Another common question that a lawyer asks at a first meeting with a client is the financial stand of the client. Lawyers rarely give free services even at a first meeting. They do not charge that meeting and they will want to get the best out of it. So they will want to know if that client is in a position to pay the lawyer fees. If the client finds the rate to be very high, then other lawyer who has lower rates can be recommended.

An initial client lawyer meeting will include questions of the criminal record of the client. This prepares the lawyer and also gives him the opportunity to understand the legal stand of the client. The lawyer will want to know if there are people who will be able to act as witnesses or even act as proof of good conduct. They will want the list of the witnesses so that the lawyer can be able to compare the facts of their client and the other people so that they see if the client is saying the truth or not.

Smart lawyers will ask about the legal problems of the client and will not interrupt them as they narrate. While the client is talking the lawyer will be noting important points. As much as they would want the meeting to be brief so that they can save a lot of time and money. Many lawyers have come to realize that they get a lot of information from their clients when they are talking without being interrupted. After the narration they will then ask specific questions to get the some things clear and they stand a better chance of winning a case.

At the conclusion of the interview the lawyer will give you specific recommendations. They may tell you they can’t take the case. These lawsuits have built-in time frames so it is imperative that you file as soon as possible to make sure you haven’t missed any deadlines. Please go to Mesothelioma Litigation Lawyers [http://www.mesotheliomalitigationlawyers.com] for more information.

Workers Compensation Lawyer Proved Employer Had Every Reasonable Opportunity To Get Information

A workman’s compensation lawyer knows how an injured worker may need to borrow money or have help from family during their injury. In the following case, an employer tried to use these sources of money to wrongly stop benefits payments… and the employee’s workman’s compensation lawyer successfully stopped the employer from misinterpreting these deposits into the employee’s savings account. The hearing officer in the case agreed with the workers compensation lawyer, and made a finding that the injured worker was entitled to supplemental income benefits (or SIB’s) even though he did have some additional money (loans from his parents), and also a little self-employment. The insurance company appealed this decision, claiming to have gotten evidence to prove their argument… “after” the hearing was over, stressed the workers compensation lawyer. The injured employee’s workers compensation lawyer then successfully defeated the insurer’s arguments.

Workers Compensation Lawyer Defended Right To Part-Time Self-Employment

The workers compensation lawyer answered the insurer, saying the hearing officer correctly decided the injured worker was entitled to SIBs. The insurer’s real argument, the workers’ compensation attorney pointed out, was that the injured worker “could have worked more,” and claimed he didn’t make a good faith effort to get work, based on these “extra” deposits. But the workers compensation lawyer stressed very detailed medical findings of a serious disability.

Besides, the workers compensation lawyer noted how the hearing officer was the most important judge of the evidence. The hearing officer heard all the evidence from the workers’ compensation lawyer and from the employee himself, as he told the workers’ compensation lawyer about the injury and his job search. As the trier of fact, the hearing officer clearly agreed with the workers’ compensation lawyer about the strength of the medical evidence. Based on evidence presented by the workers’ compensation lawyer, the hearing officer reasonably decided the injured worker (a) was not required to get additional employment, once the workers’ compensation lawyer proved employment at a part-time job and (b) was being self-employed, consistent with his ability to work.

Workman’s Compensation Lawyer: A Serious Injury With Lasting Effects

The insurance company also argued the injured worker’s underemployment during the qualifying period wasn’t caused by his impairment. The workman’s compensation attorney noted the injured worker’s underemployment was also a direct result of the impairment. This was backed up by evidence from the workers comp lawyer that this injured employee had a very serious injury, with lasting effects, and just “could not reasonably do the type of work he’d done right before his injury.” In this case, the workers comp lawyer showed that the injured worker’s injury resulted in a permanent impairment. The employer didn’t prove (or disprove) anything specific about the extent of the injury, the workers comp lawyer observed, but only suggested “possibilities.”

Employer Was Stopped From Use Of “Confusing” Evidence By Workman’s Compensation Lawyer

For example, the workman’s compensation attorney said the insurance company emphasized “evidence” obtained after the hearing. Yet the insurance company said this came from a deposition taken three days before the hearing. At that time, the workers comp lawyer pressed, it learned that the injured worker had a personal bank account for depositing wages. The insurance company subpoenaed copies of the injured worker’s deposit slips, and got the records after the hearing from the workers compensation attorney. The insurance company argued that the deposit slips “proved” that the injured worker earned more than 80% of his pre-injury wages. But the workers comp lawyer stressed how the insurer should have worked harder to prove this argument before the hearing.

Specifically, the workers’ compensation attorney pointed out that documents submitted for the first time (on appeal) are generally not accepted… unless they are newly discovered evidence, noted the workman’s compensation attorney. The evidence offered by the insurance company wasn’t newly discovered evidence, proved the workers comp lawyer. The injured worker testified to his workman’s comp lawyer that the deposits included wages from his self-employment and “money I borrowed from my mother.” The evidence didn’t, proved the workers comp lawyer, show how much (if any, noted the workers comp lawyer) was deposited from the injured worker’s wages versus how much was from borrowing. Though the insurance company had known about the evidence, it made no request to get the evidence, emphasized the workers comp lawyer. Nor, concluded the workers comp lawyer, did the insurance company ask for the hearing record to stay open for evidence once it was received… which, the workers comp lawyer stressed, they had a right to have done. The Appeals Panel agreed with the workers comp lawyer and “refused” to consider the ‘evidence’ attached to the insurance company’s appeal. The workers comp lawyer had completely defended the worker’s award.

There’s often uncertainty about how long an injury may last, an experienced workers comp lawyer knows. In this case, talking with an experienced workers comp lawyer helped deal with issues from this uncertainty. For anyone who survives a period of injury, through self-employment or family loans, it’s important to discuss these matters as soon as possible with a knowledgeable workers comp lawyer.

How to Find a Lawyer – Some Useful Tips

In any complex legal problem and especially one that involves a lot of money, it is good to have a lawyer. Apart from dispensing information, lawyers offer the much needed advice and apply their skills to all legal problems. There are many lawyer firms out there but that does not mean that all lawyers are good. In fact, finding a lawyer who is able to help well with a particular problem is not an easy task. A good lawyer serves as the client’s legal coach and he/she goes an extent further to educate the client on all legal technicalities involved in the case.

If you are looking on ways how to find a lawyer, then you need to be a little bit more careful on your selection. However, the facts below can help you a great deal.

Through Personal Referrals

It is in your best interests to talk to a person or a group of people who have gone through the same ordeal as you so as to find the best lawyer. For instance, anyone who has a sexual harassment case should talk to a women rights group and ask them who their lawyers are and if they can help with the case. Talking to about five people will eventually provide very good leads.

However, it is important to make a decision that is not solely dependent on other people’s recommendations. A decision should not be made until you have met with the lawyer and felt comfortable working with him/her.

Through Online Services

There are many online services that connect with local lawyers on different locations and depending on the type of legal case that one might have. All that is needed of the person looking for a lawyer is to answer a few questions about the case and then give his/her contact information. After that is done, the right lawyers for the case contact the customers directly.

Through Business Referrals

Businesses which provide services to lawyers and lawyer firms can provide very good links to finding a good lawyer. For example, someone interested in a good small business lawyer will need to talk to his/her insurance agent or accountant. These people make regular contact with the lawyers and are therefore able to make judgments that are informed.

Through Lawyer Referral Services

Lawyer referral services offer a very good platform for anyone wondering on how to find a lawyer. These services list only screened attorneys who have the most attractive qualifications and a given amount of experience.

When looking for a lawyer, it is also important to look for one who is a specialist in that particular type of case as opposed to a general practitioner. Although a specialist lawyer charges a little more, his/her knowledge is truly valuable. Lastly, it is important to interview the lawyer personally.

Internet Marketing for Lawyers – Advice That Counts

Lawyers face the same challenges any business does. In order to get new business they must market their services, i.e., advertise. And lawyers deal with the same marketing and advertising challenge every business does – how to beat the competition. Plus lawyers have to assume that any Internet or non-Internet marketing or advertising they do may well produce little or no results for the amount of time and money they spend — regardless of what an outside marketing or advertising advisor may say to the contrary.

Prior to the Internet the main non-Internet marketing option or advertising choice for any lawyer was to advertise in the yellow pages. To this day the print yellow pages contain plenty of colorful, one page display ads that feature lawyers offering their services, and lawyers pay a lot for these ads. How effective these ads are is anyone’s guess — it’s hard for your colored, one page display ad to stand out when you have 20 other lawyers doing the exact same thing! The yellow pages companies, however, continue to promote their marketing and advertising philosophy that “bigger is always better” and “everything we sell is an opportunity,” so they often present a lawyer with a non-Internet marketing and advertising solution that costs plenty but often produces little.

This line of thinking, along with the use of print yellow pages in general, has gone the way of the dinosaur at a very accelerated pace. The yellow pages in print form had their heyday for many decades, but the population now goes to the Internet for the information they seek, so most print directories are collecting dust. A lawyer who advertises in the print yellow pages may well get calls, but they’ll most likely be from vendors using the yellow pages as a cheap source of leads.

The major paid search providers (pay per click search engines) tend to offer lawyers Internet marketing and advertising solutions in a manner similar to the way the yellow pages do with their print directories. “Bigger is always better,” so rather than realistically discuss with a lawyer a pay per click Internet marketing and advertising campaign that makes financial sense and produces a decent ROI, the pay per click providers will tell the lawyer to go for as many top listing keywords (the most expensive) as their budget will permit and bid as high as they can. The lawyer may go broke in the process, but at least they’ll get exposure! Many lawyers get into pay per click as a quick way to get leads but quickly exit a month later after spending lots of money for Internet marketing and advertising results that produce nothing but expense.

While pay per click Internet marketing and advertising is the running favorite of Internet marketing advertisers worldwide, pay per click advertising for a lawyer is usually an extremely expensive proposition for what they get. How much a lawyer is willing to “pay for a lead” takes on a whole new meaning with pay per click. The cost per click for many lawyer related keywords, e.g., “personal injury lawyer,” “criminal defense lawyer,” can range from $5.00 to $70.00 per click depending on the market, and when the typical lawyer’s conversion rate (the number of clicks it takes to generate a lead) of one to two percent is factored in, the lawyer can find themselves paying upwards of $500.00 to $7,000.00 per lead, and a lead is not a client.

Part of the problem lawyers face when they work with pay per click (and this translates directly into poor conversion rates) is that (1) they spend little time creating their pay per click ads and (2) the ads direct traffic to the lawyer’s website. Any Internet marketing professional who knows something about pay per click knows you never send pay per click traffic to a website. Instead you create special pages, i.e., “landing pages” for pay per click traffic to be directed to. The landing pages perform the job of convincing traffic to do what the lawyer requires, which is normally to contact the lawyer via e-mail or by phone.

Legal Internet directories and portals offer the lawyer a potential Internet marketing and advertising option because of their popularity and enhanced Internet visibility. How effective a listing in a legal Internet directory or portal can be for a lawyer in terms of marketing, advertising and Internet exposure will depend upon the particular attributes of the legal Internet directory or portal in question. All things being equal, legal Internet directories or portals that charge a fee to be listed in them make more sense as an Internet marketing and advertising choice than similar sites that offer listings for free. The lawyer has to be particularly careful, however, when they consider advertising in legal Internet directories and portals that “look” like they offer a lot — and a price to go with it — but for whatever reasons simply do not produce enough leads for the amount of Internet marketing and advertising money the lawyer must spend.

Many legal Internet directories and portals exist that have a very strong Internet presence, and they are excellent resource centers for lawyers, but this does not automatically make them good places to advertise. With Internet legal portals especially it’s not how many lawyers the portal attracts but how many people the Internet legal portal attracts who are searching for legal services. People have paid thousands of dollars for advertising in Internet legal portals that have produced nothing in the way of Internet marketing and advertising results. A very wise idea for any lawyer who considers advertising in an Internet legal portal is to get some very accurate user demographics on what kind of specific traffic the Internet legal portal is actually attracting.

What is a lawyer supposed to do? Everywhere the lawyer looks, whether the marketing and advertising media is Internet or non-Internet, considerable financial risk is involved, and a guarantee that the lawyer will get good, solid results for the amount of money they spend is often hard to achieve.

Ultimately the best way for a lawyer to go with Internet marketing and advertising – the way that will ultimately get them the best long term results for the money they spend — is to focus on getting their website to rank high in organic search results. When all things are considered, people on the Internet who search for goods and services mainly search for websites to find their answers. They may look to legal Internet directories and portals, and if they don’t find what they want they may turn to pay per click listings as a last resort (only about 30% to 40% of users bother with pay per click) but ultimately people who search the Internet are looking for websites that provide them with the answers they seek.

If a lawyer is looking for an Internet marketing and advertising solution that doesn’t require being part of the pay per click crowd, the lawyer may want to look into pay per phone call programs. Pay per phone call is like pay per click, but the lawyer does not pay for a call unless they receive one. And the costs for pay per phone call are normally substantially less that what the lawyer will pay for a click in many cases. A smart lawyer may even want to consider getting involved with several pay per phone call providers with the idea that between the providers the lawyer will receive enough leads in the aggregate to make involvement with these programs worth it.

Many of the Internet marketing and advertising solutions that a lawyer chooses to look into must be tried on a case by case basis. Absolutely nothing can be assumed. A pay per click advertising campaign that works extremely well for the lawyer with one search provider might fail miserably with another.

One last thing that a lawyer should be aware of when it comes to the Internet and a website presence is that appearances really do count. Many people have been on the Internet for 10 years and have correspondingly seen websites of all types and styles. People are used to seeing professionally designed websites. The lawyer’s website should be too.

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Quick Tips For Finding a Lawyer

Almost everything we do is affected by laws. There are so many laws that it would take a person with an average reading skill over a thousand years just to read the law book. As if we have nothing else to do with our lives but read laws. So what do we do when a legal situation arises? Do we handle it ourselves or do we call a lawyer who’s been trained in the legal field? For many people, the thought of calling a lawyer may be frightening. Sometimes they might not even know if they need a lawyer or how to even choose one, so they might avoid contacting a lawyer even when it is in their best interests to do so. However, do your homework before you hire a lawyer for yourself and/or your business. At the time when you are faced with serious legal or medical problems, you still need to make a good, informed decision about who will represent you. And it doesn’t have to be as hard or as costly as you may think to find a good lawyer. Provided below are some quick tips that can take the stress out of finding a lawyer.

Can I represent myself?

You have the right to represent yourself. However, the law is extremely complex and changes frequently. Unless you dedicate 100% of your time into educating yourself with all of the laws and legal procedures relevant to your case, you stand a good chance of losing. You may very easily overlook a legal aspect affecting your case that may sometimes bring unanticipated legal consequences that can be difficult and expensive to undo. So, you need to weigh the risks and benefits of representing yourself vs. hiring a lawyer to represent your case.

When do I contact a lawyer?

When faced with a problem that you think it needs legal attention, you may wish to consult with a lawyer about your legal rights and responsibilities as soon as possible. Many states have deadlines for filing lawsuits especially for personal injuries. These so called “statute of limitations” laws are designed to encourage people to promptly come forward and present their case. But this doesn’t mean that you have to simply pick the first lawyer you bump into because you’re in a hurry, as you will learn from these tips.

How do I choose the “right” lawyer for me?

From a personal aspect, selecting a lawyer is always a personal matter. But, as with any service providers, the lawyer is just providing his/her service to his/her client. So, the lawyer-client relationship needs be based on trust and open and honest communication so the lawyer could provide the best of his/her service. It requires a mutual commitment from both the client and the lawyer. If the client is not cooperating fully, the lawyer could not provide the best of his/her service. At the same time, if the lawyer is not easily accessible and prompt in responding to your phone calls, emails, and requests, you’re going to get nothing but frustration. Hence, when choosing the “right” lawyer for your case you need to feel 100% comfortable when talking to that lawyer and feel confident in his or her abilities. If there’s even a single doubt, you need to keep looking. Your case is too important to entrust to someone who does not inspire your confidence.

From a professional aspect, people often believe that simply any lawyer could handle any case. This misleading confidence frequently works to the client’s disadvantage. No lawyer is skilled in every area of the law. So, to find the “right” lawyer for your case you need not to be shy about asking your prospective lawyer questions until you gain full confidence in his or her ability. Only then would you select that lawyer. Actually, while asking the questions, you’ll be able to observe the lawyer’s responsiveness and readiness to cooperate with you. Some of the most important questions you need to ask your prospective lawyer when going through the selection process are:

– What amount of experience do you have in this area of the law (the area of your legal need)?

– Will you or one of your associates handle my case? – if an associate handles your case, that’s the person you need to interview.

– How many cases like mine have you handled? – ask for specifics for each of the cases.

– Could you provide me with references from some or each of the cases? – make sure you call each of the clients to learn about their experience.

A responsible and a caring lawyer would have no problems providing you with answers. If the lawyer is giving you runarounds for each of the questions and not providing you with specific answers, you need to keep looking. Also, always check with your State Bar Association if that lawyer has been the subject of an ethical complaint or inquiry.

Where do I find a lawyer?

No matter where you look for a lawyer, always keep in mind the above tip for choosing the right lawyer for you. Nevertheless, here are a few places to look for a lawyer:

– Yellow Pages and Advertisements – When you open your local yellow pages doesn’t it seem like the doctors and the lawyers cover the half of the book with advertisements? It almost looks as if they’re the only ones having the money for full blown ad pages. Speaking of ads, unless you have a marketing/sales knowledge and experience, you would never know how advertisements work. The advertisements are developed to psychologically trigger your emotional senses and make you respond to the call of action of the ad. It’s a science of its own. So, you as an average consumer would have no idea which advertisement is telling the truth and which has the truth blown out of proportion. But, this is a very good place to at least get some names and phone numbers from local lawyers and start your selection process.

– Your Society Circle – Your family, friends, people you work with, people you talk to, people you know of … start asking around. This is one of your most reliable sources. You will have a chance to get the first hand experience. Someone who has been in a same or a similar situation could tell you about their experience (good or bad) with their lawyer. If their experience has been nothing but good, you have a half of your work done. And even if no one in your society circle could refer you to a lawyer, they might know of someone else from their society circle who might have been in a similar situation. Some of the most reliable referrals come from people you trust – fellow business owners, friends and family – who have used lawyers recently. Word of mouth from a satisfied customer generally is very reliable.

– Bar Associations – This is another reliable source. Your local attorney bar association may maintain an attorney referral service, which is a list of their members by specialty who will consult with you for free or at a special rate set by the bar association for the first conference. The Bar Association could also tell you if a lawyer has been a subject of an ethical complaint or inquiry from past clients.

– The Internet – Indeed the Internet. But, this is your least reliable source because everything could be put on the ‘net. However, just like with advertisements, you could use the Internet to at least get you a list of local lawyers practicing in your problem area so you could start the selection process. On the Internet, search for lawyer directories, such as Martindale.com; lawyer referral services, such as LegalMatch.com; people/business finding services, such as Anywho.com; and simply your favorite search engine.

Disclaimer: The author and publisher of this article have done their best to give you useful, informative and accurate information. This article does not represent nor replace the legal advice you need to get from a lawyer, or other professional if the content of the article involves an issue you are facing. Laws vary from state-to-state and change from time-to-time. Always consult with a qualified professional before making any decisions about the issues described in this article. Thank you.

The Need For An Entertainment Lawyer In Film Production

Does the film producer really need a film lawyer or entertainment attorney as a matter of professional practice? An entertainment lawyer’s own bias and my stacking of the question notwithstanding, which might naturally indicate a “yes” answer 100% of the time – the forthright answer is, “it depends”. A number of producers these days are themselves film lawyers, entertainment attorneys, or other types of lawyers, and so, often can take care of themselves. But the film producers to worry about, are the ones who act as if they are entertainment lawyers – but without a license or entertainment attorney legal experience to back it up. Filmmaking and motion picture practice comprise an industry wherein these days, unfortunately, “bluff” and “bluster” sometimes serve as substitutes for actual knowledge and experience. But “bluffed” documents and cture production procedures will never escape the trained eye of entertainment attorneys working for the studios, the distributors, the banks, or the errors-and-omissions (E&O) insurance carriers. For this reason alone, I suppose, the job function of film production counsel and entertainment lawyer is still secure.

I also suppose that there will always be a few lucky filmmakers who, throughout the entire production process, fly under the proverbial radar without entertainment attorney accompaniment. They will seemingly avoid pitfalls and liabilities like flying bats are reputed to avoid people’s hair. By way of analogy, one of my best friends hasn’t had any health insurance for years, and he is still in good shape and economically afloat – this week, anyway. Taken in the aggregate, some people will always be luckier than others, and some people will always be more inclined than others to roll the dice.

But it is all too simplistic and pedestrian to tell oneself that “I’ll avoid the need for film lawyers if I simply stay out of trouble and be careful”. An entertainment lawyer, especially in the realm of film (or other) production, can be a real constructive asset to a motion picture producer, as well as the film producer’s personally-selected inoculation against potential liabilities. If the producer’s entertainment attorney has been through the process of film production previously, then that entertainment lawyer has already learned many of the harsh lessons regularly dished out by the commercial world and the film business.

The film and entertainment lawyer can therefore spare the producer many of those pitfalls. How? By clear thinking, careful planning, and – this is the absolute key – skilled, thoughtful and complete documentation of all film production and related activity. The film lawyer should not be thought of as simply the cowboy or cowgirl wearing the proverbial “black hat”. Sure, the entertainment lawyer may sometimes be the one who says “no”. But the entertainment attorney can be a positive force in the production as well.

The film lawyer can, in the course of legal representation, assist the producer as an effective business consultant, too. If that entertainment lawyer has been involved with scores of film productions, then the motion picture producer who hires that film lawyer entertainment attorney benefits from that very cache of experience. Yes, it sometimes may be difficult to stretch the film budget to allow for counsel, but professional filmmakers tend to view the legal cost expenditure to be a fixed, predictable, and necessary one – akin to the fixed obligation of rent for the production office, or the cost of film for the cameras. While some film and entertainment lawyers may price themselves out of the price range of the average independent film producer, other entertainment attorneys do not.

Enough generalities. For what specific tasks must a producer typically retain a film lawyer and entertainment attorney?:

1. INCORPORATION, OR FORMATION OF AN “LLC”: To paraphrase Michael Douglas’s Gordon Gekko character in the motion picture “Wall Street” when speaking to Bud Fox while on the morning beach on the oversized mobile phone, this entity-formation issue usually constitutes the entertainment attorney’s “wake-up call” to the film producer, telling the film producer that it is time. If the producer doesn’t properly create, file, and maintain a corporate or other appropriate entity through which to conduct business, and if the film producer doesn’t thereafter make every effort to keep that entity bullet-proof, says the entertainment lawyer, then the film producer is potentially shooting himself or herself in the foot. Without the shield against liability that an entity can provide, the entertainment attorney opines, the motion picture producer’s personal assets (like house, car, bank account) are at risk and, in a worst-case scenario, could ultimately be seized to satisfy the debts and liabilities of the film producer’s business. In other words:

Patient: “Doctor, it hurts my head when I do that”.

Doctor: “So? Don’t do that”.

Like it or not, the film lawyer entertainment attorney continues, “Film is a speculative business, and the statistical majority of motion pictures can fail economically – even at the San Fernando Valley film studio level. It is insane to run a film business or any other form of business out of one’s own personal bank account”. Besides, it looks unprofessional, a real concern if the producer wants to attract talent, bankers, and distributors at any point in the future.

The choices of where and how to file an entity are often prompted by entertainment lawyers but then driven by situation-specific variables, including tax concerns relating to the film or motion picture company sometimes. The film producer should let an entertainment attorney do it and do it correctly. Entity-creation is affordable. Good lawyers don’t look at incorporating a client as a profit-center anyway, because of the obvious potential for new business that an entity-creation brings. While the film producer should be aware that under U.S. law a client can fire his/her lawyer at any time at all, many entertainment lawyers who do the entity-creation work get asked to do further work for that same client – especially if the entertainment attorney bills the first job reasonably.

I wouldn’t recommend self-incorporation by a non-lawyer – any more than I would tell a film producer-client what actors to hire in a motion picture – or any more than I would tell a D.P.-client what lens to use on a specific film shot. As will be true on a film production set, everybody has their own job to do. And I believe that as soon as the producer lets a competent entertainment lawyer do his or her job, things will start to gel for the film production in ways that couldn’t even be originally foreseen by the motion picture producer.

2. SOLICITING INVESTMENT: This issue also often constitutes a wake-up call of sorts. Let’s say that the film producer wants to make a motion picture with other people’s money. (No, not an unusual scenario). The film producer will likely start soliciting funds for the movie from so-called “passive” investors in any number of possible ways, and may actually start collecting some monies as a result. Sometimes this occurs prior to the entertainment lawyer hearing about it post facto from his or her client.

If the film producer is not a lawyer, then the producer should not even think of “trying this at home”. Like it or not, the entertainment lawyer opines, the film producer will thereby be selling securities to people. If the producer promises investors some pie-in-the-sky results in the context of this inherently speculative business called film, and then collects money on the basis of that representation, believe me, the film producer will have even more grave problems than conscience to deal with. Securities compliance work is among the most difficult of matters faced by an entertainment attorney.

As both entertainment lawyers and securities lawyers will opine, botching a solicitation for film (or any other) investment can have severe and federally-mandated consequences. No matter how great the film script is, it’s never worth monetary fines and jail time – not to mention the veritable unspooling of the unfinished motion picture if and when the producer gets nailed. All the while, it is shocking to see how many ersatz film producers in the real world try to float their own “investment prospectus”, complete with boastful anticipated multipliers of the box office figures of the famed motion pictures “E.T.” and “Jurassic Park” combined. They draft these monstrosities with their own sheer creativity and imagination, but usually with no entertainment or film lawyer or other legal counsel. I’m sure that some of these producers think of themselves as “visionaries” while writing the prospectus. Entertainment attorneys and the rest of the bar, and bench, may tend to think of them, instead, as prospective ‘Defendants’.

Enough said.

3. DEALING WITH THE GUILDS: Let’s assume that the film producer has decided, even without entertainment attorney guidance yet, that the production entity will need to be a signatory to collective bargaining agreements of unions such as Screen Actors Guild (SAG), the Directors Guild (DGA), and/or the Writers Guild (WGA). This is a subject matter area that some film producers can handle themselves, particularly producers with experience. But if the film producer can afford it, the producer should consult with a film lawyer or entertainment lawyer prior to making even any initial contact with the guilds. The producer should certainly consult with an entertainment attorney or film lawyer prior to issuing any writings to the guilds, or signing any of their documents. Failure to plan out these guild issues with film or entertainment attorney counsel ahead of time, could lead to problems and expenses that sometimes make it cost-prohibitive to thereafter continue with the picture’s further production.

4. CONTRACTUAL AFFAIRS GENERALLY: A film production’s agreements should all be in writing, and not saved until the last minute, as any entertainment attorney will observe. It will be more expensive to bring film counsel in, late in the day – sort of like booking an airline flight a few days before the planned travel. A film producer should remember that a plaintiff suing for breach of a bungled contract might not only seek money for damages, but could also seek the equitable relief of an injunction (translation: “Judge, stop this production… stop this motion picture… stop this film… Cut!”).

A film producer does not want to suffer a back claim for talent compensation, or a disgruntled location-landlord, or state child labor authorities – threatening to enjoin or shut the motion picture production down for reasons that could have been easily avoided by careful planning, drafting, research, and communication with one’s film lawyer or entertainment lawyer. The movie production’s agreements should be drafted with care by the entertainment attorney, and should be customized to encompass the special characteristics of the production.

As an entertainment lawyer, I have seen non-lawyer film producers try to do their own legal drafting for their own pictures. As mentioned above, some few are lucky, and remain under the proverbial radar. But consider this: if the film producer sells or options the project, one of the first things that the film distributor or film buyer (or its own film and entertainment attorney counsel) will want to see, is the “chain of title” and development and production file, complete with all signed agreements. The production’s insurance carrier may also want to see these same documents. So might the guilds, too. And their entertainment lawyers. The documents must be written so as to survive the audience.

Therefore, for a film producer to try to “fake it” oneself is simply to put many problems off for another day, as well as create an air of non-attorney amateurism to the production file. It will be less expensive for the film producer to attack all of these issues earlier as opposed to later, through use of a film lawyer or entertainment attorney. And the likelihood is that any self-respecting film attorney and entertainment lawyer is going to have to re-draft substantial parts (if not all) of the producer’s self-drafted production file, once he or she sees what the non-lawyer film producer has done to it on his or her own – and that translates into unfortunate and wasted expense. I would no sooner want my chiropractor to draft and negotiate his own filmed motion picture contracts, than I would put myself on his table and try to crunch through my own backbone adjustments. Furthermore, I wouldn’t do half of the chiropractic adjustment myself, and then call the chiropractor into the examining room to finish what I had started. (I use the chiropractic motif only to spare you the clich√© old saw of “performing surgery on oneself”).

There are many other reasons for retaining a film lawyer and entertainment attorney for motion picture work, and space won’t allow all of them. But the above-listed ones are the big ones.

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This article is not intended to, and does not constitute, legal advice with respect to your particular situation and fact pattern. Do secure counsel promptly, if you see any legal issue looming on the horizon which may affect your career or your rights. What applies in one context, may not apply to the next one. Make sure that you seek individualized legal advice as to any important matter pertaining to your career or your rights generally.

The Need For An Entertainment Lawyer In Film Production
© John J. Tormey III, PLLC. All Rights Reserved.

What Does a DUI Lawyer Cost in Washington, DC

Most lawyers do not put their legal fees online. The reason they don’t is because generally each case is different and there may be a fluctuation in prices between clients. However, you should have a starting point for DUI lawyers cost in Washington, DC. DUI lawyer cost is primarily driven by experience of the lawyer and the amount of training the lawyer has had in DUI law. The are some other reasons cost may fluctuate between lawyers such as the overhead of the lawyer.

Training/Associations

When I speak of training I am not referring to law school. All lawyers have to pass the bar and so I am not talking about the bar. DUI law is an area of law that requires additional training beyond law school and taking the bar. Continuing legal education of the lawyer is important because the laws change and the DUI lawyer needs to be aware of the changes. For example, DUI lawyers should be trained or “qualified” by National Highway Safety Administration Standardized Field Sobriety Course. This course is usually 25-40 hours of in class instruction. It’s the same class police officers need to take to give citizens the Standardized field sobriety test on the streets. Another example, DUI lawyers may take to advance their knowledge is going to the annual National training in Las Vegas once a year put on by the National Association Criminal Defense Lawyers and National College for DUI Defense. Here some of the best DUI lawyers in the country share their knowledge with other DUI lawyers. Generally, the more training your lawyer has the more you will pay.

Experience

Experience can only come through time. Yes aging sucks, but through age comes wisdom. Just like it takes a young doctor years before he can be polished and experienced in his field – the same applies to lawyers. It is hard for a lawyer to come out of law school and start trying DUI cases because there is a level of complexity to them. As you may know there are a lot of lawyers in the Country. Just because the lawyer has a license to practice in the Courts does not mean he or she has the experience to handle every type of case. Generally, the more experience your lawyer has the more you will pay.

Office and Overhead

This is the area you will never hear the lawyer talk about with the client. However, the truth is the client pays the overhead cost of the DUI lawyer. The lawyer can do work cheaper and faster if he or she is using technology to shift cost. For example, a lawyer should provide documents to his or her client; however, sending through the mail is slow and cost more. Using the internet and a closed portal system the lawyer can communicate with the client, provide dates, share documents, and communicate with the client more effectively and save money. If your lawyer is still using paper and mailing documents he is costing you more money. Times have changed and DUI lawyers need to be more efficient with their productivity. The other part of the lawyer’s overhead is office space. This is where the cost of the 2 equally lawyers differentiate. If the lawyer has to pay for marble floors and expensive staff then he shifts the cost to you. We understand some clients feel as though if he has beautiful marble floors and beautiful paintings on the wall then he must be good. This is not necessary true. Remember, this is your dollars at work. Without question, the more your lawyer pays for his overhead, the more you will pay for his service.

So what should you pay for a good DUI lawyer in DC

Like most urban court houses, the dockets are crowded and so a lawyer spends more time waiting for cases to be called which is why the cost of a DUI in DC cost more than say in a rural courthouse. In the District of Columbia there is a bare minimum of 2 court appearances for DUI cases. Below are estimates for typical cost of a DUI lawyer in DC.

1st Offenses

The cost for a DUI lawyer for a non-jury trial first offense cost is usually between $2000.00 to $3000.00 dollars. If you pay a DUI lawyer less than $1000.00 you are probably getting what is referred to as a “dump truck” lawyer. He just pleads you out at the first opportunity. Remember, a lawyer has a duty to investigate, consult and prepare the case regardless of whether the case goes to trial. Trials generally take a day or less but can be spread out based on the Court’s schedule.

2nd Offenses, 3rd offense cost

Jury Trial for a DUI in the District of Columbia is minimum of $4000.00 -$6000.00 dollars, depending on the facts. Jury trials usually take one or 2 days, not including waiting for verdict.

Be wary of any lawyer who gives guarantees. In fact, there are no guarantees. The only guarantee a lawyer should give you if you are charged with a DUI – is that he zealously advocates within the bounds of the law.

Remember if an expert is used at trial, the cost could be higher because the client is usually responsible for all expert fees. This also does not include representation before DMV. Representation before DMV is usually a “stay of the proceeding” until the outcome of DC Superior Court proceedings. The typical cost for DMV representation is $300.00 to $500.00 dollars.